“We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten”.- Bill Gates 
This thought as famously quoted by Bill Gates righly applies to the banking and financial industry. Tariq Qureishy speaks about banking in 2030 at New Age Banking Summit 2019.

He concludes that banking 4.0 will be based on the foundational principles of banking and financial services, where AI advice will be greater and better than human expertise.